As an independent agent, I work with multiple trusted insurance carriers to help you find life and health coverage that fits your needs and budget, with no pressure and complete transparency.
Whether you need Medicare guidance, life insurance to protect your family, or health coverage to manage today's costs, I'll find a plan that fits your needs and budget.
Give your family financial security no matter what happens. From term life plans with affordable premiums to permanent whole and universal life policies that build cash value, I'll help you choose the right level of protection.
Don't let medical bills derail your finances. I'll compare ACA marketplace plans, short-term health coverage, dental & vision add-ons, and supplemental policies to find comprehensive coverage that matches your budget.
Annual Open Enrollment: Oct 15 – Dec 7
Even if nothing has changed, new plans and benefits are released every year, so it pays to review.
I provide personalized, no-cost help choosing the right Medicare coverage, in person, by phone, or online. I'm paid by the carrier, never by you.
Turning 65
Enroll on time, avoid penalties, and find the plan that fits your doctors and prescriptions.
Already on Medicare
Review your current plan during open enrollment and switch to something better if one is available.
Veterans
You may qualify for enhanced benefits beyond what VA or TRICARE provides.
Dual Eligible (Medicare & Medicaid)
You may qualify for extra benefits at little or no cost that many people never know about.
Unlike captive agents who represent a single company, I work for you, comparing the carriers I'm appointed with to find the best coverage and value.
I shop multiple top-rated carriers so you get the best rate for your specific needs.
Your health and personal data is protected with bank-grade encryption and HIPAA-aware practices.
I'm here after you enroll, for claims questions, policy reviews, and life changes.
Justin Baker
Licensed independent insurance agent
Commonwealth of Pennsylvania
I'm Justin. I run Ask Baker Insurance out of Grove City, and when you call the number on this site, I'm the one who answers it. Not a call center, not a lead broker who sells your name to four other agents.
I work with people across Grove City, Mercer, Slippery Rock, Hermitage, Sharon, Butler, and New Castle. We can sit down at your kitchen table if you'd rather do it that way, or handle the whole thing by phone if that's easier.
I'm paid by the insurance carrier, never by you. A plan costs you exactly the same whether you enroll through me or on your own.
What that buys you is time. I'll sit with you and go through what your plan actually covers, whether your doctors are in network, and what your prescriptions will cost. If the honest answer is that you should stay right where you are, I'll tell you that.
I'm still here after you enroll, too. Claims questions, a new prescription, a plan that changed on you in January. That's the part most people need help with, and it's the part I don't hand off to anyone else.
Pick a time that works for you. No obligation, just a friendly conversation about your insurance goals.